Below is a list of typical
results that lead to debt consolidation.
Debt consolidation is used to lower
your monthly payment
as well as your time of payment,
which results in a lower
total pay out due to debt consolidation.
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Typical Results
of debt consolidation (sample
before and after charts).
| Current Balance | Creditor | Min Payment Due | Interest Payment | Principal Paid | Total Payout |
| $1,096.12 | MBNA | $51.00 | $16.44 | $34.56 | $2,564.92 |
| $2,450.22 | CitiBank | $49.00 | $36.75 | $12.25 | $5,733.51 |
| $13,789.15 | Discover | $275.00 | $202.33 | $72.67 | $32,266.61 |
| $3,504.57 | First USA | $70.00 | $52.56 | $17.44 | $8,200.69 |
| $1,843.71 | Chase | $56.00 | $27.65 | $28.35 | $4,314.28 |
| $5,845.90 | Capital One | $94.00 | $87.67 | $6.33 | $13,679.41 |
| Tired of Paying Bills? | |||||
| $28,529.67 | $595.00 | $423.40 | $171.60 | $66,759.43 | |
| Monthly Payout | # of Months | Total Payout | |
| Current Program | $595.00 | 121 | $66,759.43 |
| Proposed Program | $380.00 | 100 | $38,000.00 |
| Savings | $215.00 | 21 | $28,759.43 |
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